Marine insurance is often like your auto insurance policy and the only difference is that here you are covered in the water as well. Marine life exists with lot of sounding inspiration and excitement, but when thing don’t go fine there is nothing more dangerous then marine. Today there is heavy load if marine traffic and we are not just talking about the oceans, but lakes and rivers aren’t safe either. Whatever could be done to protect you in marine could go vague until and unless you don’t have the marine insurance policy. If you often travel in waters then a marine insurance policy is must for you. This policy will protect you from all possible casualties, accidents or incidents that often happen in waters and could take your life away. May be this policy could not directly protect your life, but provide a shield to your family and dependents. Uncertainty is always there whether you travel on road or sail in water and in the given day if something unexpected happens that costs your life, and leave your family alone then that time the marine insurance policy helps your family to remain financially independent and not to beg for money from some one else.